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Summary
Disability insurance is designed to provide income in the event that you or a key employee are unable to perform work and earn money due to a disability. You’ve probably heard of the classic example of the surgeon who insures his hands, however, disability can apply to a wide range of professions and can serve an individual and an employer in many different ways.
Disability insurance can be a key part of an individual’s insurance portfolio, especially if their occupation requires some form of physical labor. Over 36 million Americans are classified as disabled, and approximately 50% of them are still in their working years. The risk of disability exists and can be financially devastating without the proper insurance. Inquire below for our disability insurance services.
With hundreds of insurance companies and thousands of products available in today’s market, it is critical to align yourself with the right advisor.
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CASE STUDY
Your IRA is not worth as much as you think it is. Taxes when drawing retirement income from an IRA can decrease the real value of your account by up to 35%.
